Let's Get You
Home
Whether you're buying, refinancing, or tapping your equity, I shop your loan with 240+ lenders to find the right fit, all with one simple application.
Matt Mo
Senior Mortgage Advisor
Let's Get You
Find Your Perfect Loan
Whether you are buying your first home or your fifth, we have the right mortgage solution for you
Conventional Loans
Traditional mortgages with competitive rates for borrowers with good credit. Down payments as low as 3%.
- Loan amounts up to $766,550
- No PMI with 20% down
- Fixed & adjustable rates
FHA Loans
Government-backed loans perfect for first-time buyers with flexible credit requirements.
- Down payments as low as 3.5%
- Credit scores from 580+
- Gift funds allowed
VA Loans
Exclusive benefits for veterans, active military, and eligible spouses. Thank you for your service!
- $0 down payment required
- No mortgage insurance
- Competitive interest rates
Non-QM Loans
Flexible financing for self-employed borrowers and investors — bank statement, DSCR, and asset-based options.
- Bank statement qualification
- DSCR investor loans
- Flexible documentation
Jumbo Loans
Financing for luxury properties and high-value homes that exceed conventional loan limits.
- Loan amounts up to $3 million
- Competitive jumbo rates
- Flexible down payment options
Refinancing
Lower your rate, reduce your payment, or tap into your equity with our refinance options.
- Rate & term refinancing
- Cash-out refinancing
- Streamline options
Meet Matt Mo
The Loan Chief
As a Senior Mortgage Advisor at Loan Factory, Matt helps families and investors navigate home financing with clear guidance, competitive options, and a process built around your timeline.
From first-time purchases to refinances and complex loan scenarios, you will get straightforward answers, personalized recommendations, and support from application through closing.
NMLS# 2635603Senior Mortgage Advisor
Learn More About Matt
See How Much You Could Save
Upload your Loan Estimate and we'll analyze it for potential savings on your mortgage.
1
Your Information2
Loan Details3
Review & SubmitFast, Simple, Transparent
Our streamlined process gets you from application to closed faster than traditional lenders
1
Get Pre-Approved
Quick online application. Get your approval letter in minutes, not days.
2
Find Your Home
Shop with confidence knowing exactly what you can afford.
3
Lock Your Rate
Secure your rate and upload documents through our secure portal.
4
Close On Time
We will be there every step of the way to a smooth closing.
Why Homebuyers Choose Matt
Matt isn't just another mortgage broker. He's committed to making home financing transparent and stress-free.
Lightning Fast Closings
Your dream home will not wait, and neither should you.
Local Expert
Matt Mo knows the market, every trend, and every opportunity to save you money.
No Surprises Policy
What we quote is what you get. No hidden fees, no last-minute changes.
Recent Client Review
"
We were referred to Matt and we couldn't be happier. He is everything we were looking for in a mortgage broker and then some. He listened to what we were looking for, gave us straight up answers and solutions. His whole team were wonderful to work with. Everyone was professional and responsive. He is a keeper and he will always get my repeat business as well as referrals. Thank you for everything Matt!!
Sherri S.
Home Purchase
Ready to Make Your Move?
Join thousands of families who found their perfect home with Matt's help.