Legal
Privacy Policy
Last updated: August 4, 2026
Legal
Last updated: August 4, 2026
This Privacy Policy describes how Matt Moghaddam (NMLS #2635603), a licensed mortgage loan originator with Loan Factory (Company NMLS #320841), collects, uses, and protects information when you visit this website or contact us about mortgage products and services.
We may collect information you voluntarily provide, including your name, email address, phone number, property details, loan goals, credit-range selections, and messages submitted through our contact forms, rate-quote forms, or calculator lead-capture tools. We may also collect limited technical information such as browser type, device type, and general usage data to improve site performance and security.
We use the information you share to respond to inquiries, provide rate quotes and mortgage guidance, schedule consultations, improve our website experience, and communicate about loan programs that may fit your situation. Information submitted through this site is used for mortgage-related business purposes and follow-up by our team — not sold as a consumer mailing list.
We may share information with Loan Factory, affiliated lenders, service providers, and technology partners as needed to process your inquiry, evaluate loan options, or operate this website. We may also disclose information when required by law, regulation, legal process, or to protect the rights, safety, and integrity of our clients and business. We do not sell your personal information for third-party marketing.
When you submit a form, request a quote, use a mortgage calculator lead form, or book a meeting, the details you provide are transmitted to us so we can follow up personally. Email and phone contact may be used to discuss your goals, clarify information, and share next steps in the home financing process.
This website may use cookies or similar technologies to support basic functionality, remember preferences, and understand how visitors use the site. You can control cookies through your browser settings. Disabling cookies may affect certain site features.
We take reasonable administrative, technical, and organizational measures to protect personal information against unauthorized access, loss, or misuse. No method of transmission over the internet is completely secure, so we encourage you to share only information necessary for your mortgage inquiry.
You may request access to, correction of, or deletion of personal information we hold about you, subject to applicable law and record-keeping requirements related to mortgage origination. You may also opt out of non-essential marketing communications at any time by contacting us.
This website is intended for adults seeking mortgage information and services. We do not knowingly collect personal information from children under 13. If you believe a child has provided information to us, please contact us so we can take appropriate action.
Our site may link to external resources such as application portals, scheduling tools, NMLS Consumer Access, or social media pages. Those third-party sites have their own privacy practices, and we are not responsible for their content or policies.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. The “Last updated” date at the top of this page will be revised when changes are posted. Continued use of the site after updates constitutes acceptance of the revised policy.
If you have questions about this Privacy Policy or how your information is handled, contact Matt Moghaddam at mattmo@loanfactory.com or (949) 850-7126.